--- product_id: 4756449 title: "The Ultimate Financial Plan: Balancing Your Money and Life Hardcover – September 6, 2011" brand: "tim maurerjim stovall" price: "€ 53.15" currency: EUR in_stock: true reviews_count: 8 url: https://www.desertcart.hr/products/4756449-the-ultimate-financial-plan-balancing-your-money-and-life-hardcover store_origin: HR region: Croatia --- # The Ultimate Financial Plan: Balancing Your Money and Life Hardcover – September 6, 2011 **Brand:** tim maurerjim stovall **Price:** € 53.15 **Availability:** ✅ In Stock ## Quick Answers - **What is this?** The Ultimate Financial Plan: Balancing Your Money and Life Hardcover – September 6, 2011 by tim maurerjim stovall - **How much does it cost?** € 53.15 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.hr](https://www.desertcart.hr/products/4756449-the-ultimate-financial-plan-balancing-your-money-and-life-hardcover) ## Best For - tim maurerjim stovall enthusiasts ## Why This Product - Trusted tim maurerjim stovall brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Description Full description not available ## Images ![The Ultimate Financial Plan: Balancing Your Money and Life Hardcover – September 6, 2011 - Image 1](https://m.media-amazon.com/images/I/51yWTu2WR8L.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ Important book for one's financial health *by S***S on Reviewed in the United States 🇺🇸 on February 5, 2013* I have not finished this book, I am only on page 81 but it has already helped me to understand how important it is to budget your money each month, and to allocate certain amounts for different expenses. This doesn’t mean that you can never deviate but the budget is a goal that you try to reach each month. A budget is not the same as looking back and seeing how much you spent last month. A budget is sitting down and deciding how much you need each month and for what. Also, the book gives a web site called mint.com which consolidates everything for you.As I said, I am not even half way through the book, but I think it has valuable information for anyone who doesn’t want to get into a cycle of debt. Think of some of the people you know, oneself included, who owe money on credit cards, etc.. and they generally will always blame their problems on everything else but their own inability to budget. Before I take the moral high ground, I want to add that any one of us can end up in debt if we are not careful. It is the easiest thing in the world to be indebted financially. Also, we don’t know what life will bring, so we have to try to anticipate potential problems down the road, like an unexpected illness or job loss.Lastly, I think it is very important to remember this fact: Most of us today can easily spend what we earn and then some. It doesn’t matter if we make 20,000 or 100,000 or 1,000,000 dollars a year. The problem is that for whatever reason, we easily adapt to a higher salary and we just end up spending more on dining, clothing, travel, etc…. So usually the problem is not that we don’t make enough (however, in some cases it is); the problem is that we spend too much. We are spenders, not savers. So if this is our mentality, then what we need to do is remove the temptation from the very beginning. Every month we need to make it a habit of putting money into a long term savings account or/and other accounts that cannot be touched for every day spending. This way we don’t end up spending the money. The other important lesson is to always, always, always pay our credit card each month, not to get into the habit of putting items on a credit card and then not paying off the credit card. Whatever ends up on our credit card, we somehow see it as something that we should not have to pay, and we just end up with credit card debt before long. ### ⭐⭐⭐⭐⭐ Quick & Clean Thank yoiu *by D***D on Reviewed in the United States 🇺🇸 on January 28, 2022* Book arrived on time and in very good condition. Thank you ### ⭐⭐⭐⭐ October 2014 - (update) Website changed for forms online *by J***N on Reviewed in the United States 🇺🇸 on July 15, 2014* Although it has insightful information, the key to use of this book - Kindle edition or physical book is to perform and use the forms and documents referenced in the book. It was originally written in 2001 and it constantly references the link: http://www.ultimatefinancialplan.com/This link DOES NOT work. It comes up to a BLUE Host website with related links - none of them are for the book and its forms and documents referenced in the book.VERY DISAPPOINTING - feel like I have been cheated in using the book's full ability to help others in their financial planning.UPDATE: Website available for forms is now http://timmaurer.com/about-the-book/Changed to four stars. --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.hr/products/4756449-the-ultimate-financial-plan-balancing-your-money-and-life-hardcover](https://www.desertcart.hr/products/4756449-the-ultimate-financial-plan-balancing-your-money-and-life-hardcover) --- *Product available on Desertcart Croatia* *Store origin: HR* *Last updated: 2026-07-13*