How To Pay Off Your Mortgage In 5 Years: Slash your mortgage with a proven system the banks don't want you to know about

Nice

It's a total rip off, in my subjective view. In return for paying the price of a full length text, the unwitting buyer gets a thirty five page monograph, couched in generalities that offer no proof whatever of the claims made (in my opinion). I want to fast track the repayment of my mortgage, and am reading as much as I can on the subject. I learnt nothing I didn't already know, from this slender, insubstantial tome. It is attractively presented, but, for this reader, there seemed to be nothing much behind the façade.

Book is short since the strategy used to get to the goal doesn't really need a long writing. The authors went straight to the point, and wasted no time. That is what I wanted. In addition to the book, which describes the strategy to be used, the authors also had a great free gift / tool: their HELOC Calculator! After downloading the calculator, I was ready to experiment with all my options / ways to tackle my new 30-year mortgage. WOW! Unbelievable. After playing for awhile, on the front of me are the blue prints of all different plans showing me how long each plan would take to pay off my 30-year mortgage from 5 to 8 years. It all took me just one night: to finish reading this book, and to have all the print outs showing me what to do so I can pay off my mortgage in a much shorter time. And save a lot of money. I feel so happy about it. Thank you so much the authors: Clayton Morris & Natali Morris.

I love that the book goes straight to the point. But, it is useful if you don't now anything about HELOC. It was written when the interest rates were way lower. It lacks more ilustrative spreadsheets, it lacks comparison with straight extra payments. They could also have offered a download of a nice spreadsheet Calculator comparing HELOC, Straight payments and current Mortgage, which they didn't. I am Back to square one trying to evaluate if this is for me. If you already did research on HELOC, this book is not for you.

I read this book in 2017 and paid off my house off in 2020. It works. I’m also a 23 year mortgage veteran. Most people have not heard about this financial strategy and are skeptical because it sounds too good to be true but remember, it’s just math and numbers don’t lie. It’s real , read the book. Also important to know is that your financial budget must have an excess of savings so that you can pre-pay Heloc balance down, this strategy won’t work if you live paycheck to paycheck..