The Total Money Makeover: A Proven Plan for Financial Peace

O programa do Dave Ramsey é excelente e o livro pode ser lido de uma vez ou aos poucos conforme você avança nas suas finanças.

I was looking for a book that gives practical guidance on personal finance and investment. This book spends a lot of the chapters talking about changing your mindset of debt, why debt is not good, how to get rid of debt, a big part of the book is about getting rid of debt.. It has sensible strategies for dealing with debts if you're drowned by it. But if the only debt you have is your mortgage for example, this book is completely useless. It's also very US-centric, filled with anecdotes and stories to fill out the content of the book. The practical advice/ method themselves are minimal

Great book!

De eso va el libro. De darse cuenta de que solamente es uno el culpable de su vida. Y que por muy mala que esté la vida, la persona puede siempre rehacerse cambiando los vicios personales y los hábitos de consumo. Pero eso duele y es difícil, claro. El premio está en vivir libre de deudas y preocupaciones. ¿A quién no le interesa conseguir esto? Saludos

This is a life changing book for those who have trying to get their personal finances in order for many years and not understanding what was wrong. Having lived most of my life in the USA and now living in Sweden I can see how much of this is catered to those whom are culturally and economically taught to manage their money in America. Though a very great book for personal finance anyway and you can definitly apply these principles elsewhere and get along fine. Recommended and easy to read and understand.